HIGH NET WORTH SOLUTIONS

Life Insurance can be a maze of questions, applications, underwriting and medical exams. We help our clients navigate this process and evaluate the specific characteristics of life insurance policy types: Term, Whole Life, Universal Life, Indexed Universal Life and Variable Universal Life to determine the most suitable.

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So Why Life Insurance?

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Life insurance, at it's core, is a means to protect the financial future of your loved ones against an unexpected death. Life insurance can also be essential for estate preservation and as a supplemental savings tool.

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A properly structured life insurance portfolio is an attractive risk management strategy with tax-favored cash accumulation and tax-free death benefits to beneficiaries.  Life insurance can be significant hedge for addressing:

 

• ​Liquidity needs (loss of income, estate taxes)

• Major financial obligations (debts, loans, etc.)

• Financial goals (education, retirement)

• Business risk (Key Person, Executive Benefits)